Banking Services
Banking Services
We assist you in certain banking services through HDFC Bank
Fixed Deposit
Regular Fixed Deposit
• Minimum Tenure: 7 days
• Maximum Tenure: 10 years
• Minimum Investment Amount: Rs. 5,000
Non-Withdrawable Fixed Deposit
• Minimum Tenure: 1 year for deposit amount of Rs. 2Cr. To < 5Cr.
• Minimum Tenure: 91 days for deposit >= 5Cr.
• Maximum Tenure: 10 years
5 Years Tax Saving Fixed Deposit
• Lock in period of 5 years: Enables to save tax under section 80C of the income tax act
NRO Deposit
• Flexible Deposit tenure: 7 days to 10 years
• Interest earned on NRO FD is subject to TDS at 30% plus applicable surcharge & cess
• Interest income on the deposit is fully repatriable
NRE Deposit
• Minimum tenure: 1 year
• Maximum tenure: 10 years
• 100% repatriation of Deposit at any time. Interest earned exempt from tax in India
FCNR Deposit
• FD can be booked in 6 Foreign currencies:- USD, GBP, EURO, JPY, AUD, CAD
• Minimum tenure: 1 year
• Maximum tenure: 5 years
Savings Account
Regular Savings A/c
• Free Personalised Chequebook
• Ease of Banking facilities for day to day banking needs
• AMC waiver for the 1st year on Demat A/c
• AMB: Rs. 10,000
• Millenia Debit card
• PADC upto Rs. 10 lacs and International air cover: Rs. 1Cr
Max Savings A/c
• Higher interest on idle money with automatic sweep-in facility
• Lifetime free Platinum Debit Card Savings up to Rs. 1,25,000
• AMB: Rs. 25,000
• Fixed Deposit Cushion of Rs. 1,50,000
• PADC: Rs. 10 lacs and International air cover: Rs. 3 Crs
• 50% waiver on 1st year locker rent
Special Savings A/c
• Premium lifestyle benefits
• Better healthcare and insurance cover
• Enhanced transactions & financial benefits
• AQB: Rs. 1,00,000
• Customised account number
• Fixed Deposit Cushion of Rs. 4,00,000
• PADC: Rs. 10 lacs and International air cover: Rs. 3 Crs
• 50% waiver on 1st year locker rent
Special Senior Citizens Savings A/c
• Secure Banking with cyber insurance
• Exclusive healthcare tie-ups
• Lifestyle benefit Vouchers
• No Cost Banking
• AQB: Rs. 1,00,000
• Customised account number
• Platinum Debit Card
• Fixed Deposit Cushion of Rs. 4,00,000
• PADC: Rs. 10 lacs and International air cover: Rs. 3 Crs
• Nil Charges on 1st year locker rent
Women Savings A/c
• Specially tailored for women of today
• Special benefits on products including loans, offers & cashback on shopping
• Free insurance cover
• AMB: Rs. 1,00,000
• Easy Shop Woman’s Advantage Debit Card
• PADC: Rs. 5 lacs and International air cover: Rs. 25 lacs
Kids Advantage Savings A/c
• Specially tailored for children with money maximiser facility
• Free Education insurance cover of Rs. 1 lac
• AMB: Rs. 5,000
• International Debit Card
Current Account
Activ Current A/c
• AQB requirement: Rs. 10,000
• Cash deposit free up to 10x Current Month AMB (Upper Cap: Rs. 50 Crs.)
• Withdraw cash free at home branches & up to 10x Current Month AMB (Upper Cap: Rs. 50 Crs.)
• Free 30 DDs/POs for every slab of Rs. 1 lac of current balance maintained (Upper Cap: 1000 DD/PO)
• Zero NMC Charges if Quarterly Credit Volume through ME/PG/MPOS Rs. 3 ≥ lakhs
• Free online NEFT/RTGS Transactions
Ascent Current A/c
• AQB: Rs. 50,000 for Metro/Urban & Rs. 25,000 for Semi-Urban/Rural
• Cash deposit free up to 10x Current Month AMB (Upper Cap: Rs. 50 Crs.)
• Withdraw cash free at home branches & up to 10x Current Month AMB (Upper Cap: Rs. 50 Crs.)
• Free 50 DDs/POs for every slab of Rs. 1 lac of current balance (Upper Cap: 1000 DD/PO)
• Zero NMC Charges if Quarterly Credit Volume ≥ Rs. 5 lakhs
• Free online NEFT/RTGS Transactions
Max Advantage Current A/c
• AQB requirement: Rs. 5,00,000 for Metro/Urban & Rs. 2,50,000 for Semi-Urban/Rural
• Cash deposit free up to 12 times Current Month AMB (Upper Cap: Rs. 75 Crs.)
• Withdraw cash free at home branches & up to 12 times Current Month AMB (Upper Cap: Rs. 75 Crs.)
• Unlimited Free DD/PO
• Zero NMC Charges if Quarterly Credit Volume through ME/PG/MPOS is ≥ Rs. 30 lakhs
• Free online NEFT/RTGS Transactions
Credit Card
Regalia Credit Card
• 4 RP on every Rs. 100 spent
• 5X RP via Smart Buy
• 12 Complimentary Airport Lounge Access (India: 12, Outside India: 6)
• Flights & Hotel Bookings: 1 RP = 0.5 Airmile
• Products & Vouchers: 1 RP = up to Rs. 0.35
• Renewal Membership Fee waiver on spending Rs. 3 Lakhs annually.
Millenia Credit Card
• 1 Cashpoint = Rs. 0.30
• Rs. 1000 Gift Voucher on spending Rs. 1 Lakh in a quarter
•8 Domestic lounge access
• Renewal Membership Fee waiver on spending Rs. 1 Lakhs annually.
TATA NEU Infinity Credit Card
• 5% back as NeuCoins at Tata Brands & 5% extra on Tata Neu App. 1.5% NeuCoins on other spends
• 2 Domestic + 1 International lounge access per quarter
• 1 NeuCoin = Rs. 1
• Renewal Membership Fee waived on spending Rs. 3 Lakhs annually
6e Rewards XL Credit Card
• 3% 6E RP on IndiGo & 3% 6E RP on Grocery, Dining & Entertainment. 2% 6E RP on other spends
• 8 Complimentary Domestic Airport lounge access per year
• 1 6E Rewards = Rs. 1
• Renewal Membership Fee: Rs. 1500/- + Taxes
Ready to get started? Reach out.
Frequently Asked Questions
You can open a savings account with HDFC Bank by visiting any branch or through the bank’s website. You’ll need to provide identification documents, such as Aadhaar card, PAN card, passport, and proof of address, along with a filled-out account opening form.
Yes, HDFC Bank provides online banking services through its website and mobile banking app. Customers can perform various transactions such as fund transfers, bill payments, account management, and more conveniently from their devices.
Yes, HDFC Bank allows individuals who do not hold an account with the bank to apply for a credit card, provided they meet the eligibility criteria set by the bank.
Yes, HDFC Bank permits individuals to open fixed deposits even if they do not have a savings or current account with the bank.
HDFC Bank provides customer support through various channels including phone banking, email support, online chat, and social media platforms. Customers can also visit their nearest branch for assistance with banking services and queries.
Â
Â