Banking Services

Banking Services Assistance with HDFC Bank

Simplify your banking experience with our banking services assistance for HDFC Bank. We help you open savings and current accounts and get credit cards—hassle-free!

Savings Accounts Banking Services

We assist you in opening a savings account with HDFC Bank, ensuring access to a wide range of benefits tailored to your financial needs.

Regular Savings A/c

• Free Personalised Chequebook
• Ease of Banking facilities for day-to-day banking needs
• AMC waiver for the 1st year on Demat A/c
• AMB: Rs. 10,000
• Millenia Debit card
• PADC up to Rs. 10 lacs and International air cover: Rs. 1Cr

Max Savings A/c

• Higher interest on idle money with automatic sweep-in facility
• Lifetime free Platinum Debit Card Savings up to Rs. 1,25,000
• AMB: Rs. 25,000
• Fixed Deposit Cushion of Rs. 1,50,000
• PADC: Rs. 10 lacs and International air cover: Rs. 3 Crs
• 50% waiver on 1st year locker rent

Special Savings A/c

• Premium lifestyle benefits
• Better healthcare and insurance cover
• Enhanced transactions & financial benefits
• AQB: Rs. 1,00,000
• Customised account number
• Fixed Deposit Cushion of Rs. 4,00,000
• PADC: Rs. 10 lacs and International air cover: Rs. 3 Crs
• 50% waiver on 1st year locker rent

Special Senior Citizens Savings A/c

• Secure Banking with cyber insurance
• Exclusive healthcare tie-ups
• Lifestyle benefit Vouchers
• No Cost Banking
• AQB: Rs. 1,00,000
• Customised account number
• Platinum Debit Card
• Fixed Deposit Cushion of Rs. 4,00,000
• PADC: Rs. 10 lacs and International air cover: Rs. 3 Crs
• Nil Charges on 1st year locker rent

Women Savings A/c

• Specially tailored for women of today
• Special benefits on products including loans, offers & cashback on shopping
• Free insurance cover
• AMB: Rs. 1,00,000
• Easy Shop Woman’s Advantage Debit Card
• PADC: Rs. 5 lacs and International air cover: Rs. 25 lacs

Kids Advantage Savings A/c

• Specially tailored for children with money maximiser facility
• Free Education insurance cover of Rs. 1 lac
• AMB: Rs. 5,000
• International Debit Card

Current Accounts Banking Services

We assist businesses in opening current accounts with HDFC Bank, offering a range of options to suit different operational needs.

Activ Current A/c

• AQB requirement: Rs. 10,000
• Cash deposit free up to 10x Current Month AMB (Upper Cap: Rs. 50 Crs.)
• Withdraw cash free at home branches & up to 10x Current Month AMB (Upper Cap: Rs. 50 Crs.)
• Free 30 DDs/POs for every slab of Rs. 1 lac of current balance maintained (Upper Cap: 1000 DD/PO)
• Zero NMC Charges if Quarterly Credit Volume through ME/PG/MPOS Rs. 3 ≥ lakhs
• Free online NEFT/RTGS Transactions

Ascent Current A/c

• AQB: Rs. 50,000 for Metro/Urban & Rs. 25,000 for Semi-Urban/Rural
• Cash deposit free up to 10x Current Month AMB (Upper Cap: Rs. 50 Crs.)
• Withdraw cash free at home branches & up to 10x Current Month AMB (Upper Cap: Rs. 50 Crs.)
• Free 50 DDs/POs for every slab of Rs. 1 lac of current balance (Upper Cap: 1000 DD/PO)
• Zero NMC Charges if Quarterly Credit Volume ≥ Rs. 5 lakhs
• Free online NEFT/RTGS Transactions

Max Advantage Current A/c

• AQB requirement: Rs. 5,00,000 for Metro/Urban & Rs. 2,50,000 for Semi-Urban/Rural
• Cash deposit free up to 12 times Current Month AMB (Upper Cap: Rs. 75 Crs.)
• Withdraw cash free at home branches & up to 12 times Current Month AMB (Upper Cap: Rs. 75 Crs.)
• Unlimited Free DD/PO
• Zero NMC Charges if Quarterly Credit Volume through ME/PG/MPOS is ≥ Rs. 30 lakhs
• Free online NEFT/RTGS Transactions

Fixed Deposits Banking Services

Secure your savings and grow your wealth with fixed deposits. We help you choose the best plan.

Regular Fixed Deposit

• Minimum Tenure: 7 days
• Maximum Tenure: 10 years
• Minimum Investment Amount: Rs. 5,000

Non-Withdrawable Fixed Deposit

• Minimum Tenure: 1 year for deposit amount of Rs. 2Cr. To < 5Cr.
• Minimum Tenure: 91 days for deposit >= 5Cr.
• Maximum Tenure: 10 years

5 Years Tax Saving Fixed Deposit

• Lock in period of 5 years: Enables to save tax under section 80C of the income tax act

NRO Deposit

• Flexible Deposit tenure: 7 days to 10 years
• Interest earned on NRO FD is subject to TDS at 30% plus applicable surcharge & cess
• Interest income on the deposit is fully repatriable

NRE Deposit

• Minimum tenure: 1 year
• Maximum tenure: 10 years
• 100% repatriation of Deposit at any time. Interest earned exempt from tax in India

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FCNR Deposit

• FD can be booked in 6 Foreign currencies:- USD, GBP, EURO, JPY, AUD, CAD
• Minimum tenure: 1 year
• Maximum tenure: 5 years

Credit Cards with HDFC Bank

We simplify the process of obtaining an HDFC Bank credit card through our comprehensive banking services, ensuring you choose one that aligns with your lifestyle and financial goals.

Regalia Credit Card

• 4 RP on every Rs. 100 spent
• 5X RP via Smart Buy
• 12 Complimentary Airport Lounge Access (India: 12, Outside India: 6)
• Flights & Hotel Bookings: 1 RP = 0.5 Airmile
• Products & Vouchers: 1 RP = up to Rs. 0.35
• Renewal Membership Fee waiver on spending Rs. 3 Lakhs annually.

Millenia Credit Card

• 1 Cashpoint = Rs. 0.30
• Rs. 1000 Gift Voucher on spending Rs. 1 Lakh in a quarter
•8 Domestic lounge access
• Renewal Membership Fee waiver on spending Rs. 1 Lakhs annually.

TATA NEU Infinity Credit Card

• 5% back as NeuCoins at Tata Brands & 5% extra on Tata Neu App. 1.5% NeuCoins on other spends
• 2 Domestic + 1 International lounge access per quarter
• 1 NeuCoin = Rs. 1
• Renewal Membership Fee waived on spending Rs. 3 Lakhs annually

6e Rewards XL Credit Card

• 3% 6E RP on IndiGo & 3% 6E RP on Grocery, Dining & Entertainment. 2% 6E RP on other spends
• 8 Complimentary Domestic Airport lounge access per year
• 1 6E Rewards = Rs. 1
• Renewal Membership Fee: Rs. 1500/- + Taxes

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Frequently Asked Questions

How do I open a savings account with HDFC Bank?

You can open a savings account with HDFC Bank by visiting any branch or through the bank’s website. You’ll need to provide identification documents, such as Aadhaar card, PAN card, passport, and proof of address, along with a filled-out account opening form.

Can I access HDFC Bank's services online?

Yes, HDFC Bank provides online banking services through its website and mobile banking app. Customers can perform various transactions such as fund transfers, bill payments, account management, and more conveniently from their devices.

Can I apply for an HDFC Bank credit card if I don't have an account with HDFC Bank?

Yes, HDFC Bank allows individuals who do not hold an account with the bank to apply for a credit card, provided they meet the eligibility criteria set by the bank.

Can I open an HDFC Bank Fixed Deposit without having an account with the bank?

Yes, HDFC Bank permits individuals to open fixed deposits even if they do not have a savings or current account with the bank.

What customer support options are available at HDFC Bank?

HDFC Bank provides customer support through various channels including phone banking, email support, online chat, and social media platforms. Customers can also visit their nearest branch for assistance with banking services and queries.